fers-ready

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    Retirement The survivor benefit isn't a "fee." It's life insurance you buy with your pension, and here's the actual price tag.

    Talked through the survivor-benefit decision with a controller friend this week, and it's such a quietly huge one that I ran the whole thing in fersready.com to see it in real dollars. Call her Dana. ATC, retiring at 52, married, high-3 about $165K. Her full pension before any election is...
    • FERS Ready
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    • fers fers-ready insurance retirement survivor benefit
    • Replies: 7
    • Forum: General
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    Retirement The most expensive form a new ATC ever fills out isn't at the retirement seminar. It's the TSP election in week one.

    Retirement scenario for the week: The most expensive form a new ATC ever fills out isn't at the retirement seminar. It's the TSP election in week one. Here's what I mean. Picture a 26 year old who just got hired, $68,000 salary, eligible to retire at 51 after 25 years of 6(c) service. I ran...
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    Retirement The SRS earnings test does not start when you think it starts.

    Every week I post a retirement discussion based on one single retirement/financial decision. You can see my past scenarios HERE. The SRS earnings test does not start when you think it starts. I modeled a LEO (also special provisions 6(c) like ATC) this week, call him Carl. He retires this...
    • FERS Ready
    • Thread
    • fers supplement fers-ready finance retirement srs
    • Replies: 15
    • Forum: General
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