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Message: [QUOTE="BigEggplant, post: 97551, member: 5419"] I have never looked into fed advantage but I know UNUM explicitly covers controllers who can’t work due to losing their medical clearance. sorry I can’t add more to it, but I live with a disease that can lead to complications including loss of sight, so the UNUM seemed like a very cut and dry option. Well so does fed advantage. I mean these companies are in business to make money ?. Honestly kind of like FEGLI, if you have any medical conditions, it’s better than anything commercially available. [/QUOTE]