Shoot The Breeze

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Need to burn the entire healthcare system to the ground and start from scratch. I used to be a proponent of the Medicare for all who want it approach and then maybe universal from there when it proves itself (which I think it would), but I'm full-boat on single payer now.

I got a kidney stone in 2017 and my bill was $250 for the ER visit, CT scan, and RX's to get me through (Flomax and painkillers, wheeee!). My paycheck deduction for insurance is about $90.

My wife got a kidney stone this past August, 2 weeks before we got married. Her bill for the exact same treatment was $4,000. She made $12 an hour and her paycheck deduction for insurance was about $65.

That doesn't sit right with me and riles the hell out of my class warfare jimmies. People who make 1/3rd to 1/4th as much as me having to pay 16x as much for the exact same treatment because their insurance deduction in their paycheck is $65 as opposed to my $90. And then that in turn puts them into perpetual poverty because who the hell making $12 an hour can afford a $4k bill? Never mind the fact that it is an extremely common medical emergency that doesn't require anything other than an IV drip, some drugs, and a scan.

Nah, bro. Burn that sh*t to the ground.
Say it louder
 
Say it louder
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Guys didn't you know we mandated all Americans pay insurance companies to overcharge us for basic services you need to live? We did it! We fixed it 8 years ago and we are going to expand it under Joe! Surely this is the best way forward!
 
Guys didn't you know we mandated all Americans pay insurance companies to overcharge us for basic services you need to live? We did it! We fixed it 8 years ago and we are going to expand it under Joe! Surely this is the best way forward!
Flip side is we need to stop saving ppl that don’t buy insurance cus they don’t pay and all our insurance goes up because of it. Can’t have it both ways
 
Flip side is we need to stop saving ppl that don’t buy insurance cus they don’t pay and all our insurance goes up because of it. Can’t have it both ways
Sure you can. You get rid of the shitty system and replace it with something that actually works and doesn't suck.
 
Tin Foil Hat Alert:
Anybody else ever have scary future visions where single payer healthcare allows the government to regulate individuals’ behavior with additional fees or “good health habits” savings because they “might affect” public health or total healthcare cost?
Similar to what insurance companies do with people that have fitness trackers or an active lifestyle or whatever

edit: I don’t want people to go uninsured, this is just a genuine curiosity
 
Tin Foil Hat Alert:
Anybody else ever have scary future visions where single payer healthcare allows the government to regulate individuals’ behavior with additional fees or “good health habits” savings because they “might affect” public health or total healthcare cost?
Similar to what insurance companies do with people that have fitness trackers or an active lifestyle or whatever

edit: I don’t want people to go uninsured, this is just a genuine curiosity

It's a definite, just another form of sin tax which they already do. Honestly if it was a single payer program there should be incentives, why should society bear the burden of an individuals personal choices (flash forward to dystopian future ruled by ultra sexy people oppressing the obese and diabetes ridden) but there should be limits. That's the usual hard part, defining the limitations of such stuff.
 
Similar to what insurance companies do with people that have fitness trackers or an active lifestyle or whatever
... annnnnnnd circle gets the square. Hard to worry about government doing something that the private sector already does. Plus, individualizing additional fees would kind of defeat the purpose of everyone paying taxes for universal coverage. Although you might be able to make the case that universal healthcare would encourage the legislature when it comes to tackling the opioid epidemic.
 
No one seems to have a problem with people who crash their cars all the time having more expensive car insurance. Idk how that translates to health insurance but seems like it could motivate people to make better choices. We just have to make sure there are better choices available. When you live in a food desert your only options might be the ampm burrito since you don’t have a car and the next closest grocery store is 10 mile away.
 
Right you all got the first part, but the government could use healthcare to hide changes they want to make for any other reason.
Traditional healthcare companies are incentivized *only* to make changes to reduce their cost.
Here’s where the hat goes on: the government could use “healthcare incentives” to push other agendas only loosely related to healthcare.
 
Sure you can. You get rid of the shitty system and replace it with something that actually works and doesn't suck.
Oh for sure. I want that. But I get sick of swing people say it was better b4 when lots of people couldn’t even get insurance cus they were born with conditions
 
I heard Britain made people get a porn license because they don't want people to blow put their hearts beating meat too much and therefore causing the healthcare system undue stress
 
Oh for sure. I want that. But I get sick of swing people say it was better b4 when lots of people couldn’t even get insurance cus they were born with conditions
Lmao what makes you think I'm a swing person? Because I think they are both shitty choices?

I heard Britain made people get a porn license because they don't want people to blow put their hearts beating meat too much and therefore causing the healthcare system undue stress
Ive heard a lot of things that are blatantly fucking stupid too.
 
Need to burn the entire healthcare system to the ground and start from scratch. I used to be a proponent of the Medicare for all who want it approach and then maybe universal from there when it proves itself (which I think it would), but I'm full-boat on single payer now.

I got a kidney stone in 2017 and my bill was $250 for the ER visit, CT scan, and RX's to get me through (Flomax and painkillers, wheeee!). My paycheck deduction for insurance is about $90.

My wife got a kidney stone this past August, 2 weeks before we got married. Her bill for the exact same treatment was $4,000. She made $12 an hour and her paycheck deduction for insurance was about $65.

That doesn't sit right with me and riles the hell out of my class warfare jimmies. People who make 1/3rd to 1/4th as much as me having to pay 16x as much for the exact same treatment because their insurance deduction in their paycheck is $65 as opposed to my $90. And then that in turn puts them into perpetual poverty because who the hell making $12 an hour can afford a $4k bill? Never mind the fact that it is an extremely common medical emergency that doesn't require anything other than an IV drip, some drugs, and a scan.

Nah, bro. Burn that sh*t to the ground.
Completely agree, my husband had to have his appendix removed, before us being married, and had just finished getting unemployment following his first enlistment.

He refused to go to a VA hospital (I can‘t blame him there) and the bill for the procedure and one night stay was $88,450. Lucky us we live in “socialist” California which has expanded Medicaid that happens to cover people who‘s income is below 25k a year on an emergency basis. They ran his social and got approval in 5 minutes, the state paid just over $11k and no balance billing.

How the fuck is an unemployed person supposed to pay $88k? I figure that‘s still a 8-9 year payback on our income taxes, so I can’t even be mad about those.

Also, I’m one of the “uninsurable“ prior to the ACA.

I don’t like the way the ACA went about doing what it did in terms of bolstering the insurance industry, but prior to that, when I was between jobs, I would buy insulin from Canada and have it shipped because I was unable to purchase health insurance, and even 10 years ago, the price to have it shipped cold from Canada was 1/6 the cash price here. Now it’s like 1/15 the cash price (hint, the Canadian price has remained the same).

I just hate the idea that everything is a lifestyle choice, I run a marathon at roughly a 4 hour pace, yet if the ACA were disbanded, would still be unable to buy health insurance. At least I have Uncle Sugar to thank for these awesome FEHB. LOL
 
Also, I’m one of the “uninsurable“ prior to the ACA.

I don’t like the way the ACA went about doing what it did in terms of bolstering the insurance industry, but prior to that, when I was between jobs, I would buy insulin from Canada and have it shipped because I was unable to purchase health insurance, and even 10 years ago, the price to have it shipped cold from Canada was 1/6 the cash price here. Now it’s like 1/15 the cash price (hint, the Canadian price has remained the same).

I just hate the idea that everything is a lifestyle choice, I run a marathon at roughly a 4 hour pace, yet if the ACA were disbanded, would still be unable to buy health insurance. At least I have Uncle Sugar to thank for these awesome FEHB. LOL
The system is stacked against us for sure. I was in a motorcycle accident a while back and only had insurance for the bike, not the rider (oops). My blue cross personal health care covered the bills but made me reimburse them since it was an auto accident.

The hospitals wanted to charge me 13k for a two block ambulance ride, a couple scans and some IV Fluids lol. My insurance paid them $3k and that was that. If I was paying myself and cash, I would have had to pay the whole 13k and not had anything negotiated down. To me that is a lot of the healthcare cost problem. What ever happened to cash is king?
 
I've always been a fan of increasing the scope of antitrust laws to include disproportionate wage differences (CEO vs Avg worker) and predatory practices like the insurance/hospital scam.
 
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