Trusted Contributor
Yeah you're right...but private insurance increases alot after 30...better to lock your rate in before 30 if you can.
All this is true, I got several quotes but due to the fact that i have a pre existing condition, even a 20 year term for 1m would cost 3x what FEGLI does.

I have 1.17m through FEGLI, and i think my total is 82/mo. I’m only 34 though but I’ll probably keep it til I have 1m invested.
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