There was a NATCA email that came out a couple years ago that said contract towers won’t count against you.
Big hospital in town that my sister works for gets 2.5% for every year worked. I’m sure most other hospitals in the area are similar for competition purposes. My sister will retire at 62 and 40 years collecting over 200k on top of her 401k.
17% isn’t a match that they get. Their 17% is like the 1% that we get regardless how much you put in. Employer max is 69k. Add that to the 23k you can put in, and you’re getting 92k into 401k every year.
I don't disagree with the premise of what you're saying but just fyi the 69k (70k this year) is the total contribution limit, the 23k (23.5k) employee contribution is part of it